This website is established by PHIN Group. Please read the terms and related content carefully to protect your rights. When users of the website have started using the various website services of the company, it is considered that they have read, understood, and agreed to comply with these terms. The company may modify or change the content of these terms at any time. Any user of the website who continues to use the company’s website services after any modification or change to these terms is considered to have read, understood, and agreed to comply with such modifications or changes. If you do not agree to these terms of use, please do not use this website.

A. Accuracy and Completeness of Information

PHIN Group makes every effort to ensure the accuracy and reliability of the information on this website. However, no warranties or representations are made regarding the accuracy, reliability, or any other aspect of this information, and no obligations or liabilities are assumed for any omissions or errors in the content of this website.

B. Website Usage

In using the website services, you shall comply with relevant laws and shall not engage in the following behaviors. If your actions involve unlawful conduct, you shall bear the relevant legal responsibilities：

1. Harming the reputation, reputation, or privacy of PHIN Group or others.
2. Infringing on the trade secrets, trademark rights, copyrights, patent rights, or other rights of PHIN Group or others.
3. Violating confidentiality obligations under law or contract.
4. Registering as a website member using someone else’s name or logging into someone else’s account without authorization.
5. Transmitting or disseminating obscene, indecent, false, or other content or information that violates public morals.
6. Transmitting or disseminating computer viruses or engaging in any other behavior that may damage, destroy, or disrupt this website or its content.
7. Engaging in unlawful transaction activities using this website.
8. Unauthorized copying of others’ information for resale or reproduction.
9. Extracting information that has not been officially opened or authorized by the owner.
10. Any other use of this website that violates legal regulations or is considered inappropriate by PHIN Group.

C. Submission of Data

PHIN Group does not accept or consider any innovative ideas, suggestions, or data (“Submission Data”) submitted by the public. Therefore, please do not submit any data to PHIN Group. If you do so, the data you submit will be considered non-confidential and non-private information and will immediately become the property of PHIN Group. PHIN Group immediately and exclusively owns all rights, ownership, and interests related to the data and has the right to use the Submission Data for any purpose.

D. Privacy Policy

When using personal data collected by PHIN Group from this website, you must comply with the privacy policy of this website.

E. Disclaimer

PHIN Group does not assume any express or implied warranty responsibility for all website services, nor does it guarantee the stability, security, accuracy, or interruption-free nature of all services. PHIN Group does not guarantee the results of using website services or that the information obtained through PHIN Group’s website will meet your expectations. PHIN Group also does not guarantee that you will not be exposed to inappropriate content.

F. Indemnity

You agree to indemnify, compensate, and hold PHIN Group harmless from any and all claims, damages, compensation, expenses, and costs (including attorney’s fees) arising from or related to your use of this website and involving any and all claims.

G. Copyright Statement

Except as otherwise clearly indicated, all content presented on this website, including but not limited to copyrights, trademarks, designs, text, images, and any other information, is the intellectual property and all other rights of PHIN Group and its partners. You agree not to copy, modify, alter, display, distribute, sell, broadcast, or transmit any data from this website in any way without the prior written permission of PHIN Group and its partners.

H. Third-Party Website Links

For the convenience of users, this website may link to other websites owned and operated by third parties and not managed by PHIN Group. However, even if such third parties are associated with PHIN Group, PHIN Group has no control over these linked websites. These linked websites have their own privacy and data collection practices and legal policies that are independent of PHIN Group. PHIN Group is not responsible for the content of any linked websites, and no statements are made regarding the accuracy of the content or data of such websites. You are responsible for all risks associated with visiting such third-party websites.

I. Jurisdiction

You agree that the interpretation and effectiveness of these terms shall be governed by the laws of the Republic of China. In the event of litigation arising from the terms of use of this website, both you and PHIN Group agree to the exclusive jurisdiction of the Taipei District Court in Taiwan as the court of first instance.

J. Prevent the use of money laundering

Phin Group supports global prevention of money laundering (AML). To this end, the company strictly abides by the prevention of money laundering policies. When using the services of this website, you agree to comply with the following prevention of money laundering clauses and any relevant laws and specifications.

1. Customer identity authentication: You agree to provide real, accurate, latest and complete identity information during the registration process, and update in time when information change. The company will conduct necessary authentication measures to meet the legal requirements of preventing money laundering.
2. Transaction monitoring: Phin Group will monitor the customer’s transaction activities to identify any possible suspicious transactions. If any suspicious transactions are found, the company will take appropriate reports and other measures in accordance with the requirements of applicable laws.
3. Information Protection: All personal and financial information you provide will be protected by our privacy policies and is only used for the purpose of legal permission and the provisions of this service terms.
4. Funding of legal sources: You declare and guarantee that the source of transaction funds performed through this website is legal, and it does not come from any illegal activities.
5. Observing law: When you promise to use this website to serve, you will abide by all the applicable preventive money laundering laws, rules and guidance principles, and will not deliberately use this website for any illegal purpose, including but not limited to money laundering and funding terrorism.
6. Follow -up of violations: If you violate the clauses or related laws and specifications of this control of this control, Phin Group has the right to immediately terminate your right to use this website, and may need to report to the relevant legal institutions that violate the behavior.